Free Checking Account

Are you interested in a simple and convenient way to manage your checking account?  We have the perfect account for you. No minimum balance and no monthly maintenance fee. This account is perfect for anyone who wants hassle-free checking.  As your credit union, you can count on the fact when we say FREE, it’s FREE!

Our checking account is enhanced with these convenient FREE benefits:

  • Unlimited check writing privileges
  • Payroll Deduction – Have a portion of your check deposited into the account of your choice.
  • Direct Deposit – Deposit your entire paycheck into your account at the credit union. Plus, we can direct portions of your check into your other accounts (i.e. Holiday Club, to make a loan payment, etc).
  • Bounce Protection – Overdrafts on your checking account may be covered up to $500, provided your account is in good standing and has been open at least 60 days.  A $25 fee will be assessed for each item that draws your account negative.
  • ATM/Check Card – Apply for the FREE plastic card that acts like a paper check – plus it doubles as an ATM Card.
  • Home Banking/Bill Pay – FREE Internet account access provided through this site makes balancing your checkbook, transferring funds, or searching for a cleared check a breeze. With our Free Bill Pay service, you can pay your bills when you want and set up recurring payments.
  • Online Check Re-Ordering – Once you have ordered your first box of checks with the credit union, you can re-order checks online (the service is free, the checks vary in price).
  • Shared Branching – Materion Federal Credit Union is joining together with other credit unions across the country to “share” their branch offices. As a credit union member, you now have over four thousand credit union locations (called Shared Branching locations) available for your use nationwide with 280 sites in the state of Ohio.