Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18) to:
Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan, or in appraising property.
Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.
If you believe you have been discriminated against, you should send a complaint to:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410
For processing under the Federal Fair Housing Act and to:
Director, Consumer Affairs
Office of Thrift Supervision
Washington, D.C. 20552
For processing under Office of Thrift Supervision Regulations.
Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:
on the basis of race, color, national origin, religion, sex, marital status, or age, because income is from public assistance or because a right was exercised under the Consumer Credit Protection Act
If you believe you have been discriminated against, you should send a complaint to:
Director, Consumer Affairs
Office of Thrift Supervision
Washington, D.C. 20552
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Established October 10, 2000
Our Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our Credit Union.
As a member of our Credit Union, you also have a responsibility to safeguard your financial information. To ensure that you can rely upon the quality of products and services we make available, our Credit Union stands behind the following Privacy Policy.
Our Credit Union will collect only personal information that is necessary to conduct our business, that which is necessary to provide competitive financial products and services.
Our Credit Union will protect your personal information. We will maintain security controls to ensure that member information in our files and computers is protected. Where appropriate, we will protect against unauthorized access to members records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
As a member, you will always have access to your information. You will have the opportunity to request and review your information and make any necessary changes to ensure our records are complete and accurate.
Member information is regarded with the utmost care and will be shared only when necessary. We will share information to administer the products and services we provide, when required to do so by the government, or with other businesses to offer a better and broader array of products and services.
We will only partner with businesses that follow the same strict confidentiality rules that we endorse. Those businesses we select must offer products which will enhance our members’ economic well-being. We will NOT allow any firm to charge your account without your consent. We will NOT share member information with telemarketing firms.
There are certain types of information we will need to collect from our member in order to provide our services.
Identifying Information:
name and address
social security number
information from consumer reports, such as a credit report, to verify member’s
creditworthiness and credit history.
Application Information:
assets and income
Transaction Information:
account balances
payment history
parties to the transaction
credit card history
BRUSH WELLMAN FEDERAL CREDIT UNION’S PRIVACY POLICY IS SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE. NO PROVISIONS CONTAINED HEREIN SHALL BE DETERMINED TO CHANGE OR ALTER ANY OTHER CONTRACTS OR POLICIES OF BRUSH WELLMAN FEDERAL CREDIT UNION AND ITS MEMBERS.
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